Digital solutions designed for the regulatory requirements and security challenges of the financial sector
The financial sector operates in a highly regulated environment where every decision, transaction and client interaction must comply with complex and evolving compliance frameworks. Financial institutions face increasing pressure: complying with AMF standards, GDPR, MiFID II and a multitude of European directives while digitizing their processes to remain competitive. Generic solutions simply cannot absorb this regulatory complexity. Beyond compliance, data security is an existential question. Financial data is a prime target for cyberattacks, requiring uncompromising architecture rigor, robust encryption and meticulously controlled access protocols. Every line of code must account for risk and regulatory context. A single breach can expose millions of clients or violate legal obligations. Finally, financial operations tolerate no imprecision. A miscalculation, unpredictable network latency or poor edge case handling can cost millions and destroy client trust. That's why PeakLab builds financial solutions with the same rigor as critical systems: exhaustive testing, architectural redundancy, real-time monitoring and immutable audit trails.
From automated regulatory reporting to AI contract analysis, discover how we build robust and compliant financial solutions.
Back-office teams spend weeks manually collecting accounting data, transforming and consolidating it for production of regulatory reports (CECABANK, COREP, FINREP). This manual process is a source of costly errors, compliance gaps and creates operational bottlenecks. Transmission deadlines to authorities are tight and any error can result in significant regulatory penalties.
We build data extraction and transformation engines that connect legacy accounting systems to secure and validated data pipelines. Raw data is automatically extracted, validated against strict compliance rules, enriched with regulatory metadata and formatted according to required standards. Multi-level approval workflows ensure complete traceability. Reports are automatically generated, versioned and ready for transmission within deadlines.
Clients reduce preparation time by 80%, eliminate manual errors and post-delivery corrections, and have a complete audit trail for regulatory inspections. Compliance becomes an architectural property, not a repetitive manual effort.
Wealth managers and financial advisors operate with disparate spreadsheets, non-integrated back-office systems and no consolidated view of client positions across investment vehicles (life insurance, IRAs, brokerage accounts, crypto assets, real estate). Data is fragmented, performance calculations are approximate and risks are not quantified. Clients receive reports from multiple incomparable sources.
We develop wealth management platforms that centralize client data, synchronize positions in real-time with brokers and custodians via standardized APIs, and calculate consolidated performance, actual vs. target strategic allocation, risk exposures, and risk-adjusted returns. Modern web interfaces and mobile applications offer a professional-level experience with automatic alerts and rebalancing recommendations.
Managers immediately see the entire client portfolio, make better-informed decisions based on reliable data, automatically detect rebalancing and tax optimization opportunities, and deliver a premium client experience. Operating costs decrease by one-third and client satisfaction increases.
Consumers and small businesses face hundreds of pages of financial contracts (banking terms, insurance policies, credit conditions, statement bulletins) filled with obtuse clauses, exceptions, restrictions and unactivated rights. Most never read these documents, ignoring hidden fees, unfavorable clauses or available protections. Financial institutions receive numerous post-signature complaints for lack of understanding.
We create AI-assisted analysis systems that decipher complex financial contracts: automatic extraction of key clauses (fees, deadlines, obligations, rights), summaries in natural language understandable by consumers, identification of actionable rights, alerts on unfavorable conditions compared to market standards. The architecture relies on GraphQL for guaranteed scalability and response times < 500ms. Native GDPR compliance is built from the design with pseudonymization and automatic deletion.
Users gain clear understanding of their obligations and rights in seconds. Financial institutions reduce litigation, support requests and CNIL complaints. Insurers and banks use the platform to improve contractual transparency and their brand image.
Clients of financial institutions access their data by physical mail, phone calls or antiquated portals. Data extraction requests (account statements, payment certificates, transaction history, tax documents) take days to process manually. The risk of data leakage is high in these ad hoc flows. GDPR compliance (right of access, right to be forgotten) is managed manually.
We deploy ultra-secure web portals with strong authentication (2FA, biometric WebAuthn), end-to-end encryption of data in transit and at rest, fine-grained access rights management (RBAC) and per-client isolation. Clients instantly access their documents (statements, certificates, bulletins, histories), receive real-time notifications, download in standard formats (PDF, XML) and exercise their GDPR rights (access, rectification, deletion, portability) in self-service. An audit system records every access and modification.
Increased client satisfaction, 90% reduction in manual document requests, guaranteed GDPR compliance with native and traceable access and portability rights, minimized security risk, reduced back-office costs.
We master the entire technology stack necessary to build modern financial systems that are secure and compliant with the strictest regulatory requirements.
Development of web and mobile applications for centralized investment portfolio management, asset performance tracking, automated rebalancing and multi-account consolidation (IRA, life insurance, brokerage accounts) with real-time analytical reporting.
Systems for automated extraction and analysis of financial data, solvency ratio calculations (Basel III), AI-assisted credit risk scoring, behavioral fraud detection and continuous regulatory compliance monitoring.
High-performance web portals and mobile applications allowing clients to access their data, documents and reports with strong authentication, end-to-end encryption, complete audit trail and guaranteed GDPR compliance.
Connectors to regulatory reporting systems (FINREP, COREP, CECABANK), integration gateways with payment processors, banking data aggregators, exchanges and clearing systems.
Configurable analytical dashboards for monitoring financial KPIs, risk exposure visualization, real-time alerting, automated decision reports and cash-flow forecasting.
Astérisque is a platform aimed at consumers and small businesses facing the growing complexity of modern financial contracts. Users receive and must sign hundreds of pages of technical documents: banking contracts, insurance policies, credit conditions, card payment terms. These documents contain dozens of clauses, exceptions and conditions that define everyone's rights and obligations, but few people truly understand them, exposing consumers to misunderstood fees and unexercised rights.
The challenge was to build a system capable of automatically analyzing complex, unstructured and heterogeneous financial contracts, extracting relevant information (key clauses, fees, rights, obligations, deadlines, restrictions), classifying them and presenting them in a form understandable to consumers. It was necessary to handle sensitive data in full GDPR compliance, ensure performance to quickly process documents of varying sizes, and build an architecture capable of scaling from zero to millions of users without performance degradation.
PeakLab designed a complete architecture combining AI document processing, scalable GraphQL architecture and natively integrated GDPR compliance. On the AI side, we implemented NLP models fine-tuned on financial contract corpora to automatically identify and classify relevant clauses (fees, deadlines, obligations, actionable rights, restrictions). Accessible natural language summaries are dynamically generated. The backend architecture uses GraphQL with Redis for caching analysis results and a real-time webhook system. User data is encrypted at rest (AES-256), pseudonymized at source, and automatically deleted after 90 days. Document storage uses strict tenant isolation to guarantee no inter-client leakage. We deployed independent instances for each regulatory environment (FR, EU, USA) with certified local compliance. Continuous monitoring verifies analysis quality and latencies.
The platform now processes millions of financial contracts with response latency under 500ms. Users receive accurate summaries and identification of actionable rights in 30 seconds. GDPR compliance is certified by an independent DPO and audited quarterly. The scalable GraphQL architecture allows Astérisque to grow 10x without compromising performance or security. The system enabled the startup to raise significant funding from European investors highly sensitive to compliance, security and responsibility issues.
PeakLab possesses distinctive expertise at the intersection of financial technology, document processing and artificial intelligence. We have built contract analysis systems, structured data extraction engines, compliance platforms and decision dashboards for the BFSI sector (Banking, Insurance, Investment Services). This specialized experience allows us to intuitively understand regulatory constraints, operational flows and sector-specific risks. Our approach is distinguished by three fundamental pillars. First, AI applied to finance: we master the application of machine learning models and natural language processing specifically calibrated for financial documents (clause extraction, risk classification, counterparty scoring, anomaly detection). Second, scalable architecture by design: our systems use GraphQL as an API layer for maximum flexibility, Redis for optimizing frequent queries, and Kubernetes for orchestrating horizontal scalability without performance degradation. Finally, zero-day compliance: we don't add it as an afterthought, but build it into the architecture from the start – native encryption, immutable audit trail, data pseudonymization, fine-grained access rights management, and complete documentation for regulatory audits. Our portfolio includes several fintech and legaltech mandates where we demonstrated our ability to navigate the strict requirements of financial regulation while delivering innovative products that create real value for end users and strengthen institutional compliance.
We follow a structured and rigorous approach to transform your business needs into digital solutions that withstand the regulatory and security requirements of the financial sector.
We first audit your precise regulatory context: which standards apply (AMF, GDPR, MiFID II, Basel III, PSD2)? What operational and financial risks exist? Then, we design an architecture that natively incorporates these constraints, define security patterns, establish availability and performance SLAs, and identify critical external dependencies (regulatory APIs, custodians, clearing systems).
We build cloud-native infrastructure on AWS, Azure or Google Cloud according to your preferences, configure end-to-end encryption at all levels, define security zones (DMZ, intranet, sensitive data), and implement identity management (SSO, OAuth2, MFA WebAuthn). Every element of the infrastructure is documented for regulatory traceability and audited by an independent third party.
We develop business features in parallel with a complete immutable audit trail system: every financial transaction, every data access, every modification is recorded with timestamp, user identification and business context. Tests include compliance scenarios, credit risk edge cases and load simulations to validate production stability.
Before deployment, we engage an independent security auditor for in-depth penetration testing, static security code review, and comprehensive risk assessment. We also validate GDPR compliance with a certified DPO. Audit results are documented, vulnerabilities corrected, and a compliance report is delivered to your compliance team.
We deploy progressively with continuous monitoring (alerts, centralized logs, distributed tracing) and 24/7/365 support from our SRE team. A business continuity and disaster recovery plan tested regularly is in place. Incidents are managed according to contractual SLAs with escalation based on severity and systematic post-mortem documentation.
30 minutes to understand your needs and give you a clear roadmap. No commitment.
In 1 hour, discover exactly how much you're losing and how to recover it.
Get our tech and business tips delivered straight to your inbox.
© PeakLab 2026
